PRICED OUT OF HEALTHCARE?

Today that changes for you!

Welcome to REVREV Health Share! Our plans include everything that you expect from a modern health care solution:

- Comprehensive Medical

- Freedom to visit your providers

- No In-Network

- Telemedicine

- Great Rx Pricing

- Mental Health

Ready to see how much you can save?

Powered By Impact Health Sharing

REVREV Social with multiple white feature icons

PRICED OUT OF HEALTHCARE?

Today that changes for you!

Welcome to REVREV Health Share! Our plans include everything that you expect from a modern health care solution:

- Comprehensive Medical

- Freedom to visit your providers

- No In-Network

- Telemedicine

- Great Rx Pricing

- Mental Health

Ready to see how much you can save?

Powered By Impact Health Sharing

FINALLY YOUR SOLUTION TO THE RISING COST OF HEALTHCARE

Are healthcare costs crushing you, your family, your business, or your ministry? We have the solution!

Made for

INDIVIDUALS

Plans start as low as $73 for individual health sharing plans

Designed for

FAMILIES

Plans start as low as $378 for family health sharing plans

Built for

BUSINESSES

Plans save on average 40-50% on group health sharing plans

FINALLY YOUR SOLUTION TO THE RISING COST OF HEALTHCARE

Are healthcare costs crushing you, your family, your business, or your ministry? We have the solution!

Young black woman reading a book intently on a couch

Made

for INDIVIDUALS

Plans start as low as $73 for individual health sharing plans

young pretty girl smiling and listening to a course of her laptop

Designed

for FAMILIES

Plans start as low as $378 for family health sharing plans

Asian business man shaking hands with a black business man in suits

Built for

BUSINESSES

Plans save on average 40-50% on group health sharing plans

WHY REVREV HEALTHSHARE?

If you want to experience your Revival of Revenue, you must do two things:

You must spend less!

You must make more!

Most people admit,

“Healthcare costs are just killing me!”

The number one way to spend less money is to save money on your suffocating healthcare and health insurance costs that sabotage your budget and drastically IMPACT your bottom line.

Healthcare expenses are crushing small businesses and ministries in a big way, everyday. For the majority of people, the number one way to spend less money on your healthcare costs is through Health-sharing.

Impact is partnering with Revival of Revenue to offer a competitive alternative to mitigating healthcare costs to business and ministry leaders like you.

Impact is uniquely designed for entrepreneurials who are interested in sharing, acting responsibly together, and saving money on their health care costs while supporting other Revival of Revenue members, clients and customers.

WHY REVREV HEALTHSHARE?

If you want to experience your Revival of Revenue, you must do two things:

You must spend less!

You must make more!

Most people admit,

“Healthcare costs are just killing me!”

The number one way to spend less money is to save money on your suffocating healthcare and health insurance costs that sabotage your budget and drastically IMPACT your bottom line.

Healthcare expenses are crushing small businesses and ministries in a big way, everyday. For the majority of people, the number one way to spend less money on your healthcare costs is through Health-sharing.

Impact is partnering with Revival of Revenue to offer a competitive alternative to mitigating healthcare costs to business and ministry leaders like you.

Impact is uniquely designed for entrepreneurials who are interested in sharing, acting responsibly together, and saving money on their health care costs while supporting other Revival of Revenue members, clients and customers.

WHAT OTHERS ARE SAYING...

Powered by Impact Health Sharing

REVREV Health Sharing is powered by Impact Health Sharing, a not-for-profit, non-insurance alternative to the high cost of health insurance. The concept has been around for decades, proven to work better and feel better than insurance for millions of individuals, families, and businesses.

WHAT OTHERS ARE SAYING...

Powered by Impact Health Sharing

REVREV Health Sharing is powered by Impact Health Sharing, a not-for-profit, non-insurance alternative to the high cost of health insurance. The concept has been around for decades, proven to work better and feel better than insurance for millions of individuals, families, and businesses.

WHAT IS HEALTH SHARING?

Impact Health Sharing is a non profit caring community of like-minded people who “share” the cost of each other's medical bills.

Health-sharing is a non profit, money saving, cashflow changing healthcare alternative to insurance for you, your business or ministry.

Health sharing is an alternative to the broken health care and health insurance system that has failed so many good people like you.

So how do I save so much money?

Health-sharing is a non profit, other centered way to minimize your risk and take control of your healthcare expenses by “bearing one another’s burdens” as the Good Book says to do. When this revolutionary business model removes the profit motive from delivering the high quality healthcare you deserve, the savings can be substantial and, in many cases, life changing for you, your business or ministry.

HEALTHCARE SOLUTIONS DESIGNED TO CARE FOR YOU

Health insurance is breaking the bank for millions of Americans. Are healthcare costs beating you up, too?

When you need healthcare that makes sense for your household and your business, start with REVREV Health Sharing.

Affordable Prices

Families Are Saving Thousands Yearly, Quarterly - Monthly! Most members save about $500 monthly (fits any budget…prices start at $73 for singles and $378 for families)

Medical Freedom

Keep your same doctors & get the same level of care that you need. We work with anyone. There is no "In-Network"

Values First

We believe in creating, exercising, and expressing practical applications of Christian faith, beliefs, and ethics as a community under God.

Pre-Existing Conditions

When your medical expenses reach a certain amount you wont owe anything more. Leave the rest to the REVREV Health community.

Minimized Reimbursements

Sharing includes medical services for:

  • Preventative

  • Maternity

  • Accident

  • Illness

  • Injuries

Direct Billing

Let any provider you go to that they can invoice Impact Health Sharing directly and we will take care of it on our end.

Great RX Pricing

Receive industry-leading discounts on everyday prescriptions (Wholesale Rx (PBM direct pricing, no markups)

$0 Telemedicine

Access a licensed doctor from the comfort of your home 24/7 with no provider fee (No consult fees or co-pays)

Preventative Health

Sharing includes medical services for preventative, maternity, accident, illness, and injuries.

Comprehensive Medical

When your medical expenses reach a certain amount you wont owe anything more. Leave the rest to the REVREV Health community.

Preferred By Providers

On average medical providers get paid more from us than typical insurance and get paid quicker.(10 day pay period)

Exclusive Rates

With our large family we are able to get large discounts for any type of care you need.

Bill Negotiation

Even if your conditions are not covered we will still negotiate the pricing for the treatments you need down to a fraction of their normal cost.

Grace Funding

Medical event not covered? REVREV Health Share members could still pay to help you in your time of need through grace funding.

Your Choice Who To Bless

It's your choice! Your standard monthly rate can automatically be distributed to medical events or you can pick what events you want your rate to fund yourself in your dashboard.

HEALTHCARE SOLUTIONS DESIGNED TO CARE FOR YOU

Health insurance is breaking the bank for millions of Americans. Are healthcare costs beating you up, too?

When you need healthcare that makes sense for your household and your business, start with REVREV Health Sharing.

Affordable Prices

Families Are Saving Thousands Yearly, Quarterly - Monthly! Most members save about $500 monthly (fits any budget…prices start at $73 for singles and $378 for families)

Medical Freedom

Keep your same doctors & get the same level of care that you need. We work with anyone. There is no "In-Network"

Values First

We believe in creating, exercising, and expressing practical applications of Christian faith, beliefs, and ethics as a community under God.

Pre-Existing Conditions

When your medical expenses reach a certain amount you wont owe anything more. Leave the rest to the REVREV Health community.

Minimized Reimbursements

Sharing includes medical services for:

  • Preventative

  • Maternity

  • Accident

  • Illness

  • Injuries

Direct Billing

Let any provider you go to that they can invoice Impact Health Sharing directly and we will take care of it on our end.

Great RX Pricing

Receive industry-leading discounts on everyday prescriptions (Wholesale Rx (PBM direct pricing, no markups)

$0 Telemedicine

Access a licensed doctor from the comfort of your home 24/7 with no provider fee (No consult fees or co-pays)

Preventative Health

Sharing includes limited medical services for preventative, maternity, accident, illness, and injuries.

Comprehensive Medical

When your medical expenses reach a certain amount you wont owe anything more. Leave the rest to the REVREV Health community.

Preferred By Providers

On average medical providers get paid more from us than typical insurance and get paid quicker.(10 day pay period)

Exclusive Rates

With our large family we are able to get large discounts for any type of care you need.

Bill Negotiation

Even if your conditions are not covered we will still negotiate the pricing for the treatments you need down to a fraction of their normal cost.

Grace Funding

Medical event not covered? REVREV Health Share members could still pay to help you in your time of need through grace funding.

Your Choice Who To Bless

It's your choice! Your standard monthly rate can automatically be distributed to medical events or you can pick what events you want your rate to fund yourself in your dashboard.

WHAT IS HEALTH SHARING?

Impact Health Sharing is a non profit caring community of like-minded people who “share” the cost of each other's medical bills.

Health-sharing is a non profit, money saving, cashflow changing healthcare alternative to insurance for you, your business or ministry.

Health sharing is an alternative to the broken health care and health insurance system that has failed so many good people like you.

So how do I save so much money?

Health-sharing is a non profit, other centered way to minimize your risk and take control of your healthcare expenses by “bearing one another’s burdens” as the Good Book says to do. When this revolutionary business model removes the profit motive from delivering the high quality healthcare you deserve, the savings can be substantial and, in many cases, life changing for you, your business or ministry.

LOOKING TO SAVE ON HEALTHCARE?

REVREV Health Sharing delivers a modern and affordable alternative to health insurance. 

While it may function like your current health plan, it's different in ways that matter!

HEALTH SHARING IS THE ANSWER TO THE RISING COST OF HEALTH INSURANCE

Who doesn't need to save?

Through our partnership with Impact Health Sharing, REVREV Health Sharing makes healthcare easy for self-employed individuals, business owners, families, and anyone else who simply needs to save on unaffordable healthcare.

WE ACCEPT INVOICES DIRECTLY FROM PROVIDERS

Who doesn't need to save?

Step 1:

Go to any healthcare provider you want.

Step 2:

Hand them your Impact Membership Card & inform them that Impact accepts direct billing.

Step 3:

Pay your provider fee. (See all provider fees below under FAQs.)

LOOKING TO SAVE ON HEALTHCARE?

REVREV Health Sharing delivers a modern and affordable alternative to health insurance. 

While it may function like your current health plan, it's different in ways that matter!

HEALTH SHARING IS THE ANSWER TO THE RISING COST OF HEALTH INSURANCE

Who doesn't need to save?

Through our partnership with Impact Health Sharing, REVREV Health Sharing makes healthcare easy for self-employed individuals, business owners, families, and anyone else who simply needs to save on unaffordable healthcare.

WE ACCEPT INVOICES DIRECTLY FROM PROVIDERS

Step 1: Visit any healthcare provider.

Step 2: Hand them your Impact Membership Card & inform them that Impact accepts direct billing.

Step 3: Pay your provider fee. (See all provider fees below under FAQs.)

HOW DOES HEALTH SHARING WORK?

REVREV Health Sharing Explained in 10 Easy Steps

WHAT MORE PEOPLE LIKE YOU ARE SAYING

Revival of Revenue is partnering with Impact Health Sharing, bringing affordable healthcare solutions to our self-employed community!

See why self-employed individuals, families, and businesses are switching to REVREV Health Sharing, powered by Impact Health Sharing.

HOW DOES HEALTH SHARING WORK?

REVREV Health Sharing Explained in 10 Easy Steps

WHAT MORE PEOPLE LIKE YOU ARE SAYING

Revival of Revenue is partnering with Impact Health Sharing, bringing affordable healthcare solutions to our self-employed community!

See why self-employed individuals, families, and businesses are switching to REVREV Health Sharing, powered by Impact Health Sharing.

GET STARTED IN 3 SIMPLE STEPS

Our REVREV Health Sharing plans make securing healthcare easy.

#1

EXPLORE

Review our REVREV Health Sharing plans for individuals, families, and businesses. Get a free quote for pricing. Review our healthcare coverage and membership guidelines. 

#2

ENROLL

 Get enrolled in minutes! Simply bring a form of identification, fill out a health questionnaire for each applicant., and select the best PRA (Primary Responsibility Amount) that fits your budget. 

#3

ENJOY

Save on healthcare expenses every month! Enjoy the simplicity of our streamlined health sharing systems. Get comprehensive coverage with a company that shares your same values! 

GET STARTED IN 3 EASY STEPS

Our REVREV Health Sharing plans make securing healthcare easy.

#1

EXPLORE

Review our REVREV Health Sharing plans for individuals, families, and businesses. Get a free quote for pricing. Review our healthcare coverage and membership guidelines. 

#2

ENROLL

 Get enrolled in minutes! Simply bring a form of identification, fill out a health questionnaire for each applicant., and select the best PRA (Primary Responsibility Amount) that fits your budget. 

#3

ENJOY

Save on healthcare expenses every month! Enjoy the simplicity of our streamlined health sharing systems. Get comprehensive coverage with a company that shares your same values! 

START SAVING WITH US!

Impact Your Bottom Line

REVREV Health Sharing is a community of people that agree Healthcare Sharing "Works Better and Feels Better" than the high cost of health insurance. Are you with us? Let's save together!

Individuals and Families

Businesses and Groups

START SAVING WITH US!

Impact Your Bottom Line

REVREV Health Sharing is a community of people that agree Healthcare Sharing "Works Better and Feels Better" than the high cost of health insurance. Are you with us? Let's save together!

Individuals and Families

Businesses and Groups

FREQUENTLY ASKED QUESTIONS

Got a question? Start here!

Is Impact Health Sharing insurance?

No, Impact Health Sharing is not insurance. Impact Health Sharing is an alternative to health insurance where like-minded individuals share in each other’s medical bills. Bills are shared directly between members through individual bank accounts through a concept called distributed reserves.

Is Impact Health Sharing a medishare plan?

Insurance is a contract between a policyholder and a for-profit insurance company. You contract to pay expensive insurance premiums in exchange for their promise to pay your medical bills. Healthcare sharing is a voluntary, not-for-profit concept where millions of Americans connect through technology to share and pay each other’s medical bills. There is no contract, no guarantee, and no promise to pay. In the early 80s, Americans began to turn to healthcare sharing as an alternative to the high cost of insurance. Today, it has grown into an industry that shares approximately $3 billion per year.

What is the difference between health care sharing and health insurance?

Impact Health Sharing is a healthcare sharing program sometimes referred to as medical sharing or a medishare plan. Impact Health Sharing is an alternative to health insurance where like-minded individuals share in each other’s medical bills. Bills are shared directly between members through individual bank accounts through a concept called distributed reserves.

Who is eligible for Impact Membership?

Our membership is made up of like-minded individuals, families, and small businesses who agree with the Statement of Shared Beliefs & Ethics. There are no restrictions based on race, color, religion, or creed.

Can I join anytime or is there an enrollment period?

There is no limit on when you can apply. You can choose which month you want your membership to begin.

How much does it cost?

The monthly cost is based on the age of the oldest person in your household, the number of people applying, and the Primary Responsibility Amount that you choose.

Visit https://www.impacthealthsharing.com/pricing to see your options.

There are dramatic savings over ACA Plans (Obamacare) and greater value than other health sharing programs. Prices start at $73/mo. for singles and $378/mo. for families.

What about prescriptions?

See the Guidelines for complete details.

Prescription medication expenses may be credited toward the PRA if they are not considered treatment for chronic conditions that were preexisting when the member joined Impact.

After the member’s PRA has been met, the prescription amount may be shared as follows:

After the first $25 on generic drug prescription.

After the first $50 on brand name prescription when a generic is unavailable.

Prescription medications must be purchased using the member ID card (see Rx information on the card).

Members pay 100% of the prescription amount at the pharmacy.

Prescription drugs that may be dispensed, injected, or administered.

Psychotropic medication and birth control expenses are not eligible for sharing.

The sharable amount is limited to $1200 per member, per membership year after the PRA has been met. For more info. on how it works click here.

Do you accept people with pre-existing conditions?

Pre-Existing Medical Conditions are conditions in which signs, symptoms, testing, diagnosis, treatment, or use of medication occurred within 36 months prior to membership (based on medical records).

A known sign is any abnormality indicative of disease, discovered on examination/diagnostic testing before joining membership. A symptom is any subjective evidence of disease. In contrast, a sign is objective. If you have been diagnosed with cancer that is in complete remission, and you are only undergoing testing for surveillance purposes, then bills related to those services will not be eligible for sharing for the first 36 months of membership.

If after 36 months you are without signs, symptoms, testing (other than surveillance testing), diagnosis, or treatment medication), medical expenses related to that cancer diagnosis will be eligible for sharing.

Treatment includes:

Care or services

Diagnostic measures

Prescribed drugs or medications

The Preexisting Medical Condition limitations do not apply to members 65 years and older.

What is eligible for sharing?

To see a complete list of our Guidelines, click here.

What should I do if I need to go to the doctor?

Watch this video for information on using Impact at any provider, and read through these simple steps.

When you need to go to the doctor, using your Impact Health Sharing membership is easy.

Step 1. Choose your medical provider. No network limitations. Just see your preferred provider.

Step 2. Show your member ID card. If you have used health insurance in the past, using Impact Health Sharing won't feel a whole lot different.

Present your Impact member ID card to the staff and ask the provider to bill Impact using the information on the back of your card. All of the information that their billing specialist will need is on the card.

Our phone number is also included on the card if they have any questions. If they ask what network Impact participates in, let them know that you are free to see any provider you choose.

Keep in mind, there are hundreds of healthcare options these days. If your provider hasn’t seen a patient with Impact before you, they may have to add Impact to their Payer ID system. It is best to ask the provider to call if they run into any problems.

Step 3. Pay your provider fee.

For non-emergency care, consider using a Telehealth provider.

Pay the provider fee as follows:

$0 for Telehealth

$50 for primary care

$75 for specialist or outpatient services

$75 for urgent care

$150 Emergency Room or inpatient hospitalization

$0 for Impact Seniors

At each visit only pay your provider fee. You should never be asked to pay for services out of pocket or upfront. If so, please ask the provider to call Impact at 855-378-6777.

Step 4. Receive the care you need when and where you need it.

Step 5. Pre-notification is required. Sometimes it takes more than one visit to get you back on your feet. Be sure to direct providers to pre-notify Impact for any of the following treatments to be eligible for sharing:

Cancer treatments

Elective cardiac procedures

Inpatient hospitalizations

Non-Emergency surgery

Organ/Tissue transplant services

Maternity

Providers must pre-notify by calling 855-378-6777. In the event of emergency/urgent care, the member or provider is required to provide notification within 72 hours after treatment.

Pre-notification of medical bills does not guarantee eligibility or sharing.

Is there a deductible?

Since Impact Health Sharing isn't insurance, there isn't a per person deductible; rather there is a Primary Responsibility Amount (PRA) per household.

The PRA is the annual household amount that you pay, before your eligible medical bills are published for sharing.

There are five options to choose from: $1,000 (65 years and older only), $2,500, $5,000, $7,500, and $10,000.

Is there a co-share?

Once the Primary Responsibility Amount is met, the member pays 10% (the Co-Share amount) of all eligible medical bills.

The remaining 90% is published for sharing to the Impact membership.

There is a Co-Share limit of $5,000 per year, per household. In other words, after a member pays a total of $5,000 in Co-Shares, they will not be subject to a Co-Share until the amount resets on their Membership Date.

Is there an office provider fee?

A provider fee is the amount paid by the member to the medical provider for each visit.

The provider fee is not eligible to be applied to the PRA and is paid even after the PRA is met.

The provider fee is:

$0 for Telehealth

$50 for each primary care visit

$75 per specialist visit or outpatient services

$100 for urgent care

$150 for Emergency Room or inpatient hospitalization.

$0 for Impact Seniors

What about preventative care?

One annual/well visit per membership year.

Includes $150 allowance for routine labs.

Impact follows the American Cancer Society recommendations when it comes to sharing in preventative care, which includes the following:

Women:

Pap test – once every three years from 21-65 yrs.

Mammogram – Age 45-54 yearly, every two years starting at age 55.

Men:

PSA test – one every year, starting at age 45.

All: Colonoscopy – one every 10 years starting at age 50, or one every five years for members at high risk.

If I am 65 years or older, how does Impact work with medicare?

Impact for Seniors simplifies the healthcare experience.

No Provider fees.

No Co-share.

No Pre-existing limitations

Here are a few things to know:

1.If you are 65 or older, you are required to have Medicare Parts A & B to join Impact.

2. Impact is always secondary to Medicare Parts A & B. One great thing about this is that there are no preexisting condition restrictions or

provider fees for Impact members with Medicare.

3. You are welcome to use your member card to access the pass-through direct pricing on prescriptions. One thing to note, for prescription costs to be eligible for sharing, members must have Medicare Part D as well.

4. All sharing will be secondary to Medicare. There is only one PRA level available to these senior adults (see pricing calculator at https://www.impacthealthsharing.com/pricing). This program is available only on an individual membership basis.

5. The PRA for senior adults is $1000 with no provider fees, no co-share, and no preexisting limitations.

Can I use my own doctor?

Impact does not use a Provider Network; therefore; you can continue to use the doctors and hospitals of your choice, including specialists.

Watch this video for more information on how to use Impact Health Sharing at any provider.

Does Impact meet the standard for MEC?

The ACA requires employers to offer MEC (Minimum Essential Coverage) to their employees if they have at least 50 full-time employees; this is known as the "employer mandate" and remains in effect today.

As a healthcare sharing organization, Impact DOES NOT meet the standard for MEC (Minimum Essential Coverage).

Therefore, organizations with 50 or more employees offering Impact Health Sharing must also offer a MEC program alongside Impact.

How does the ACA affect Impact?

IMPACT’S STATEMENT REGARDING ACA COMPLIANCE FOR HEALTHCARE SHARING ORGANIZATIONS. Read Here.

How do I contact Impact Health Sharing for personal healthcare questions?

Simply contact Impact Health Sharing customer support for assistance by calling this number:

(855) 378-6777

GET COVERED TODAY!

100% Approval Rate For Everyone (Terms Apply)

REVREV Health Sharing is a community of people that agree Healthcare Sharing "Works Better and Feels Better" than the high cost of health insurance. Are you with us? Let's save together!

Individuals and Families

Businesses and Groups

FREQUENTLY ASKED QUESTIONS

Got a question? Start here!

Is Impact Health Sharing insurance?

No, Impact Health Sharing is not insurance. Impact Health Sharing is an alternative to health insurance where like-minded individuals share in each other’s medical bills. Bills are shared directly between members through individual bank accounts through a concept called distributed reserves.

Is Impact Health Sharing a medishare plan?

Insurance is a contract between a policyholder and a for-profit insurance company. You contract to pay expensive insurance premiums in exchange for their promise to pay your medical bills. Healthcare sharing is a voluntary, not-for-profit concept where millions of Americans connect through technology to share and pay each other’s medical bills. There is no contract, no guarantee, and no promise to pay. In the early 80s, Americans began to turn to healthcare sharing as an alternative to the high cost of insurance. Today, it has grown into an industry that shares approximately $3 billion per year.

What is the difference between health care sharing and health insurance?

Impact Health Sharing is a healthcare sharing program sometimes referred to as medical sharing or a medishare plan. Impact Health Sharing is an alternative to health insurance where like-minded individuals share in each other’s medical bills. Bills are shared directly between members through individual bank accounts through a concept called distributed reserves.

Who is eligible for Impact Membership?

Our membership is made up of like-minded individuals, families, and small businesses who agree with the Statement of Shared Beliefs & Ethics. There are no restrictions based on race, color, religion, or creed.

Can I join anytime or is there an enrollment period?

There is no limit on when you can apply. You can choose which month you want your membership to begin.

How much does it cost?

The monthly cost is based on the age of the oldest person in your household, the number of people applying, and the Primary Responsibility Amount that you choose.

Visit https://www.impacthealthsharing.com/pricing to see your options.

There are dramatic savings over ACA Plans (Obamacare) and greater value than other health sharing programs. Prices start at $73/mo. for singles and $378/mo. for families.

What about prescriptions?

See the Guidelines for complete details.

Prescription medication expenses may be credited toward the PRA if they are not considered treatment for chronic conditions that were preexisting when the member joined Impact.

After the member’s PRA has been met, the prescription amount may be shared as follows:

After the first $25 on generic drug prescription.

After the first $50 on brand name prescription when a generic is unavailable.

Prescription medications must be purchased using the member ID card (see Rx information on the card).

Members pay 100% of the prescription amount at the pharmacy.

Prescription drugs that may be dispensed, injected, or administered.

Psychotropic medication and birth control expenses are not eligible for sharing.

The sharable amount is limited to $1200 per member, per membership year after the PRA has been met. For more info. on how it works click here.

Do you accept people with pre-existing conditions?

Pre-Existing Medical Conditions are conditions in which signs, symptoms, testing, diagnosis, treatment, or use of medication occurred within 36 months prior to membership (based on medical records).

A known sign is any abnormality indicative of disease, discovered on examination/diagnostic testing before joining membership. A symptom is any subjective evidence of disease. In contrast, a sign is objective. If you have been diagnosed with cancer that is in complete remission, and you are only undergoing testing for surveillance purposes, then bills related to those services will not be eligible for sharing for the first 36 months of membership.

If after 36 months you are without signs, symptoms, testing (other than surveillance testing), diagnosis, or treatment medication), medical expenses related to that cancer diagnosis will be eligible for sharing.

Treatment includes:

Care or services

Diagnostic measures

Prescribed drugs or medications

The Preexisting Medical Condition limitations do not apply to members 65 years and older.

What is eligible for sharing?

To see a complete list of our Guidelines, click here.

What should I do if I need to go to the doctor?

Watch this video for information on using Impact at any provider, and read through these simple steps.

When you need to go to the doctor, using your Impact Health Sharing membership is easy.

Step 1. Choose your medical provider. No network limitations. Just see your preferred provider.

Step 2. Show your member ID card. If you have used health insurance in the past, using Impact Health Sharing won't feel a whole lot different.

Present your Impact member ID card to the staff and ask the provider to bill Impact using the information on the back of your card. All of the information that their billing specialist will need is on the card.

Our phone number is also included on the card if they have any questions. If they ask what network Impact participates in, let them know that you are free to see any provider you choose.

Keep in mind, there are hundreds of healthcare options these days. If your provider hasn’t seen a patient with Impact before you, they may have to add Impact to their Payer ID system. It is best to ask the provider to call if they run into any problems.

Step 3. Pay your provider fee.

For non-emergency care, consider using a Telehealth provider.

Pay the provider fee as follows:

$0 for Telehealth

$50 for primary care

$75 for specialist or outpatient services

$75 for urgent care

$150 Emergency Room or inpatient hospitalization

$0 for Impact Seniors

At each visit only pay your provider fee. You should never be asked to pay for services out of pocket or upfront. If so, please ask the provider to call Impact at 855-378-6777.

Step 4. Receive the care you need when and where you need it.

Step 5. Pre-notification is required. Sometimes it takes more than one visit to get you back on your feet. Be sure to direct providers to pre-notify Impact for any of the following treatments to be eligible for sharing:

Cancer treatments

Elective cardiac procedures

Inpatient hospitalizations

Non-Emergency surgery

Organ/Tissue transplant services

Maternity

Providers must pre-notify by calling 855-378-6777. In the event of emergency/urgent care, the member or provider is required to provide notification within 72 hours after treatment.

Pre-notification of medical bills does not guarantee eligibility or sharing.

Is there a deductible?

Since Impact Health Sharing isn't insurance, there isn't a per person deductible; rather there is a Primary Responsibility Amount (PRA) per household.

The PRA is the annual household amount that you pay, before your eligible medical bills are published for sharing.

There are five options to choose from: $1,000 (65 years and older only), $2,500, $5,000, $7,500, and $10,000.

Is there a co-share?

Once the Primary Responsibility Amount is met, the member pays 10% (the Co-Share amount) of all eligible medical bills.

The remaining 90% is published for sharing to the Impact membership.

There is a Co-Share limit of $5,000 per year, per household. In other words, after a member pays a total of $5,000 in Co-Shares, they will not be subject to a Co-Share until the amount resets on their Membership Date.

Is there an office provider fee?

A provider fee is the amount paid by the member to the medical provider for each visit.

The provider fee is not eligible to be applied to the PRA and is paid even after the PRA is met.

The provider fee is:

$0 for Telehealth

$50 for each primary care visit

$75 per specialist visit or outpatient services

$100 for urgent care

$150 for Emergency Room or inpatient hospitalization.

$0 for Impact Seniors

What about preventative care?

One annual/well visit per membership year.

Includes $150 allowance for routine labs.

Impact follows the American Cancer Society recommendations when it comes to sharing in preventative care, which includes the following:

Women:

Pap test – once every three years from 21-65 yrs.

Mammogram – Age 45-54 yearly, every two years starting at age 55.

Men:

PSA test – one every year, starting at age 45.

All: Colonoscopy – one every 10 years starting at age 50, or one every five years for members at high risk.

If I am 65 years or older, how does Impact work with medicare?

Impact for Seniors simplifies the healthcare experience.

No Provider fees.

No Co-share.

No Pre-existing limitations

Here are a few things to know:

1.If you are 65 or older, you are required to have Medicare Parts A & B to join Impact.

2. Impact is always secondary to Medicare Parts A & B. One great thing about this is that there are no preexisting condition restrictions or

provider fees for Impact members with Medicare.

3. You are welcome to use your member card to access the pass-through direct pricing on prescriptions. One thing to note, for prescription costs to be eligible for sharing, members must have Medicare Part D as well.

4. All sharing will be secondary to Medicare. There is only one PRA level available to these senior adults (see pricing calculator at https://www.impacthealthsharing.com/pricing). This program is available only on an individual membership basis.

5. The PRA for senior adults is $1000 with no provider fees, no co-share, and no preexisting limitations.

Can I use my own doctor?

Impact does not use a Provider Network; therefore; you can continue to use the doctors and hospitals of your choice, including specialists.

Watch this video for more information on how to use Impact Health Sharing at any provider.

Does Impact meet the standard for MEC?

The ACA requires employers to offer MEC (Minimum Essential Coverage) to their employees if they have at least 50 full-time employees; this is known as the "employer mandate" and remains in effect today.

As a healthcare sharing organization, Impact DOES NOT meet the standard for MEC (Minimum Essential Coverage).

Therefore, organizations with 50 or more employees offering Impact Health Sharing must also offer a MEC program alongside Impact.

How does the ACA affect Impact?

IMPACT’S STATEMENT REGARDING ACA COMPLIANCE FOR HEALTHCARE SHARING ORGANIZATIONS. Read Here.

How do I contact Impact Health Sharing for personal healthcare questions?

Simply contact Impact Health Sharing customer support for assistance by calling this number:

(855) 378-6777

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